What are the best credit cards for building wealth and maximizing rewards?
The Chase Sapphire Reserve card offers a generous 3X points on travel and dining purchases, a $300 annual travel credit, and access to over 1,000 airport lounges through the Priority Pass program.
The Citi Prestige Card features 5X points on air travel and dining purchases, a $250 annual travel credit, and the ability to transfer points to over 15 airline and hotel loyalty programs.
The Bank of America Preferred Rewards program can boost the earning rates on eligible Bank of America credit cards by up to 75% for customers with high account balances.
The Fidelity Rewards Visa Signature Card offers 2% cash back on all purchases, which can be automatically deposited into a Fidelity investment account, making it a powerful tool for building wealth.
The Wells Fargo Active Cash Card provides a flat 2% cash back on all purchases, with no annual fee, making it a simple and straightforward option for maximizing rewards.
The Capital One Venture X Rewards Credit Card offers 2X miles on all purchases, a $300 annual travel credit, and access to over 1,400 airport lounges worldwide through the Priority Pass program.
The Amex Business Platinum Card provides 5X points on flights and prepaid hotels booked through Amex Travel, as well as a $200 annual airline fee credit and access to over 1,400 airport lounges.
The Chase Freedom Unlimited card earns 1.5% cash back on all purchases, with no annual fee, making it a great complement to other rewards cards in your wallet.
The U.S.
Bank Altitude Reserve Visa Infinite Card offers 3X points on travel and mobile wallet purchases, a $325 annual travel credit, and access to over 1,200 airport lounges.
The Marriott Bonvoy Brilliant American Express Card provides 6X points at Marriott properties, a free night award each year, and a $300 annual Marriott statement credit.
The Citi Double Cash Card earns 2% cash back (1% when you buy, 1% when you pay), making it a simple and straightforward option for everyday spending.
The Bank of America Customized Cash Rewards Credit Card allows you to choose your own 3% cash back category, providing flexibility to align your rewards with your spending habits.
The Chase Freedom Flex card offers 5% cash back in rotating quarterly categories, which can be a lucrative way to maximize rewards on your everyday purchases.
The Amex Blue Cash Preferred Card provides 6% cash back at U.S.
supermarkets (up to $6,000 in annual spending) and 3% cash back on transit and at U.S.
gas stations.
The Wells Fargo Autograph Card earns 3X points on a wide range of everyday purchases, including dining, travel, gas stations, and popular streaming services.
The Citi Premier Card offers 3X points on air travel, hotels, gas stations, supermarkets, and restaurants, making it a versatile option for earning rewards on common expenses.
The Bank of America Unlimited Cash Rewards Credit Card provides 1.5% cash back on all purchases, with no annual fee, making it a straightforward choice for those seeking simplicity.
The Amex Gold Card earns 4X points at U.S.
supermarkets (up to $25,000 in annual spending) and 4X points at restaurants, providing valuable rewards on everyday spending.
The Chase Ink Business Preferred Credit Card offers 3X points on the first $150,000 spent in combined purchases on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines.