# How can a 15 year old start investing

Olivia Watson · February 22, 2026

> As a 15 year old, you may be interested in starting to invest in order to grow your wealth over time. While it is true that most investment accounts...

As a 15 year old, you may be interested in starting to invest in order to grow your wealth over time. While it is true that most investment accounts require you to be at least 18 years old, there are certain types of accounts that can be established by a parent or guardian on behalf of a minor. One option is a custodial account, which allows a parent or guardian to manage investments on behalf of a minor until they reach the age of majority (usually 18 or 21, depending on the state). Another option is a 529 college savings plan, which allows you to save for educational expenses while also potentially benefiting from tax advantages. Before you start investing, it is important to educate yourself on the basics of investing and understand the different types of investment options available to you. This may include stocks, bonds, mutual funds, and exchange-traded funds (ETFs). It is also important to consider your investment goals and risk tolerance, as well as any potential taxes or fees associated with your investments. It is generally recommended to start small and gradually increase your investment over time, rather than investing a large sum of money all at once. Once you have a basic understanding of investing and have determined how much you can afford to invest each month, you can start looking for a brokerage firm or investment platform that allows you to open a custodial account or 529 college savings plan. Be sure to carefully read the terms and conditions of any account you are considering and compare the fees and features of different platforms to find the one that best meets your needs. Overall, investing can be a great way to grow your wealth over time, but it is important to approach it with caution and to do your due diligence before making any investment decisions. By educating yourself on the basics of investing and carefully considering your options, you can start building a solid financial foundation for your future.

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